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UP RERA delay compensation & interest, calculated.
Estimate your Uttar Pradesh RERA compensation — simple interest at SBI MCLR + 1% under Section 18 of the RERA Act.
Interest is calculated using a simple interest formula, which is the standard across most RERA tribunals.
Based on SBI 1-Year MCLR + 1% (MCLR 8.70% + Spread 1.00%).
File complaints at www.up-rera.in. Keep your Agreement for Sale and payment receipts ready.
Calculate your RERA compensation.
Find out the interest receivable or payable for delayed real estate possession, calibrated to state-specific SBI MCLR guidelines.
This calculator provides indicative estimates based on statutory formulas prescribed under Sections 18 and 19 of the Real Estate (Regulation and Development) Act, 2016 and prevailing State RERA Rules. Actual compensation awards, interest accruals, and refund entitlements remain subject to individual agreement terms, documented milestone payment records, regulatory force majeure determinations, and judicial adjudication by the competent RERA Authority or Adjudicating Officer. Outputs generated do not constitute formal legal advice or binding financial certifications. Homebuyers and promoters should consult a qualified RERA advocate or legal counsel for case-specific representation.
Interest is calculated from the Promised Possession Date (or payment date if paid later).
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Rate last verified: 15 July 2026 · 1-Year MCLR: 8.70% + 1.00% statutory spread
Financial Analytics
Calculation breakdown
| Description | Amount (₹) | Dates / Duration | Interest Amount (₹) |
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Sources & Methodology — UP RERA
Official statutory notification establishing the interest spread and compensation mandate for Uttar Pradesh.
View Gazette / Official SourceKey judicial authority confirming the regulatory jurisdiction, interest rate benchmark, and allottee remedies under Section 18.
Derived from State Bank of India's published MCLR schedule effective 15 July 2026 (SBI 1-Year MCLR: 8.70%).
Computed strictly on actual consideration paid by the allottee (excluding government stamp duty and taxes), apportioned per day.
RERA Legal FAQ
Expert answers to central & state RERA compensation questions
Common Questions
Legal Disclaimer: These responses are for informative purposes only. RERA decisions depend heavily on state authorities and contract specific terms.
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RERA rules and SBI MCLR rates are updated periodically. If you notice a calculation discrepancy, a state-specific rule change, or a layout issue, please submit the details here.
UP RERA Delay Interest — How It Works
UP RERA — the Uttar Pradesh Real Estate Regulatory Authority — handles one of India's largest volumes of builder-delay complaints, particularly from the NCR corridor (Noida, Greater Noida, Ghaziabad) and Lucknow. A critical distinction: UP RERA appellate tribunals typically apply simple interest at SBI MCLR + 1%. The landmark Supreme Court ruling in Newtech Promoters & Developers vs. State of UP (2021) specifically upheld UP RERA's regulatory authority, confirmed that the Act applies to ongoing projects, and affirmed an allottee's unqualified right under Section 18 to seek a refund with prescribed interest when withdrawing from a delayed project. Complaints can be filed at up-rera.in with a nominal ₹1,000 fee. UP RERA operates benches in Lucknow and Greater Noida. The Authority has been notably active in penalising defaulting builders — including ordering project deregistration and attachment of builder assets for non-compliance. This calculator uses simple interest at MCLR + 1% reflecting standard UP RERA adjudications.Frequently Asked Questions — UP RERA
How is UP RERA delay interest calculated?
UP RERA generally awards simple interest at SBI MCLR + 1% for delayed possession compensation.
How do I file a complaint with UP RERA?
File online at up-rera.in with a ₹1,000 filing fee. UP RERA operates benches in Lucknow and Greater Noida. Attach your Agreement for Sale, payment receipts, and any builder correspondence as supporting documents.
Does UP RERA cover Noida and Greater Noida projects?
Yes. All RERA-registered projects in Uttar Pradesh — including Noida, Greater Noida, Ghaziabad, and Lucknow — fall under UP RERA's jurisdiction. Complaints are typically heard at the Greater Noida bench for NCR projects.