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AP RERA delay compensation & interest, calculated.
Estimate your Andhra Pradesh RERA compensation — simple interest at SBI MCLR + 2% under Section 18 of the RERA Act.
Interest is calculated using a simple interest formula, which is the standard across most RERA tribunals.
Based on SBI Highest MCLR + 2% (MCLR 8.80% + Spread 2.00%).
File complaints at rera.ap.gov.in. Keep your Agreement for Sale and payment receipts ready.
Calculate your RERA compensation.
Find out the interest receivable or payable for delayed real estate possession, calibrated to state-specific SBI MCLR guidelines.
This calculator provides indicative estimates based on statutory formulas prescribed under Sections 18 and 19 of the Real Estate (Regulation and Development) Act, 2016 and prevailing State RERA Rules. Actual compensation awards, interest accruals, and refund entitlements remain subject to individual agreement terms, documented milestone payment records, regulatory force majeure determinations, and judicial adjudication by the competent RERA Authority or Adjudicating Officer. Outputs generated do not constitute formal legal advice or binding financial certifications. Homebuyers and promoters should consult a qualified RERA advocate or legal counsel for case-specific representation.
Interest is calculated from the Promised Possession Date (or payment date if paid later).
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Rate last verified: 15 July 2026 · Highest MCLR (3-Year): 8.80% + 2.00% statutory spread
Financial Analytics
Calculation breakdown
| Description | Amount (₹) | Dates / Duration | Interest Amount (₹) |
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Sources & Methodology — AP RERA
Official statutory notification establishing the interest spread and compensation mandate for Andhra Pradesh.
View Gazette / Official SourceKey judicial authority confirming the regulatory jurisdiction, interest rate benchmark, and allottee remedies under Section 18.
Derived from State Bank of India's published MCLR schedule effective 15 July 2026 (SBI Highest MCLR: 8.80%).
Computed strictly on actual consideration paid by the allottee (excluding government stamp duty and taxes), apportioned per day.
RERA Legal FAQ
Expert answers to central & state RERA compensation questions
Common Questions
Legal Disclaimer: These responses are for informative purposes only. RERA decisions depend heavily on state authorities and contract specific terms.
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RERA rules and SBI MCLR rates are updated periodically. If you notice a calculation discrepancy, a state-specific rule change, or a layout issue, please submit the details here.
AP RERA Delay Interest — How It Works
AP RERA — the Andhra Pradesh Real Estate Regulatory Authority — oversees real estate projects in Amaravati, Visakhapatnam (Vizag), Tirupati, Vijayawada, Guntur, and across the state. Under AP RERA's framework, delay interest is calculated as simple interest at SBI Highest MCLR + 2% per annum, running from the committed possession date in the registered Agreement for Sale. Complaints can be filed online at rera.ap.gov.in with a filing fee of ₹5,000. Andhra Pradesh's real estate market is concentrated around Visakhapatnam (the de facto executive capital), Vijayawada-Guntur (the legislative capital region), and Tirupati. The Authority has been active in processing complaints from homebuyers affected by builder delays. AP RERA follows the central RERA Act, 2016 framework. Under Section 18, the buyer's entitlement to statutory interest or refund for delayed possession cannot be overridden by one-sided contract clauses. The Supreme Court's landmark ruling in Newtech Promoters vs State of UP (2021) applies uniformly across all states, affirming the unqualified right to a refund with prescribed interest upon withdrawal from a delayed project. Use this calculator to estimate your AP RERA delay interest. Enter your property value, select the promised and actual possession dates, and optionally add per-instalment details for a precise computation.Frequently Asked Questions — AP RERA
How is AP RERA delay interest calculated?
AP RERA prescribes simple interest at SBI Highest MCLR + 2% per annum (currently approximately 10.80% p.a.). Interest runs from the committed possession date in the Agreement for Sale until actual handover or refund.
Where do I file an AP RERA complaint?
File online at rera.ap.gov.in with a ₹5,000 filing fee. Upload your Agreement for Sale, payment receipts, and builder correspondence. For compensation claims under Section 18, the matter is referred to the Adjudicating Officer.
Does AP RERA cover projects in all AP cities?
Yes. AP RERA covers all registered real estate projects across Andhra Pradesh, including Visakhapatnam, Vijayawada, Guntur, Tirupati, Nellore, Kurnool, and all other districts. Projects in Telangana fall under TS RERA (a separate authority since the state bifurcation).